Prime minister Narendra modi has today innugrated a Jan dhan yojana to nation. A very simple thing in scheme is that each individual should have an account. Which is zero balance. He have debit card and then insurance. This scheme is very simple but let's see how it works from everyone's perspective.
Government prospective :
Government of India (a.k.a. Narendra Modi) has played this trump card in first 100 days of power. Mission behind this is to reach out to poorest people. They were under pressure to give back something early after that huge victory. But his style is different. He focused on this sector because this touches people life most everybody love money and specially easy money. GoI had created illusion of that. This will be indeed path breaking scheme with simple and crucial element like bank account and insurance. Govt machinery supporting bankers completely to make this mission successful.
Bankers view
At first view banks are having disadvantage as they need to work hard n open many new account. But it will be very fruitful and earning even if 50% of account work regularly. Also need to understand that this account bring money in market. Which boost moral n economy of bank. Banks are updating themselves for this to explore new territory of business in village.
People's view
People are happy first that they got something for free. In village ppl get banks which change their living standards high. They will not take no as answer for opening of account.
On 26th January we review it again
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